State review · Data version 2026.10.19.5 · October 2026

Louisiana

Requirement, grades not specified

Louisiana Administrative Code 28:CXV.2305(B) says each public school student shall receive age- and grade-appropriate instruction in personal financial management, naming income, spending and credit, saving and investing, and borrowing, and it names no grade or grade range. The one-unit financial literacy course in Louisiana Revised Statutes 17:270 is a high school graduation requirement, and the 2022 standards name personal-finance items in kindergarten and grade 3.

Statuses come from published law and standards and an automated second check, not a lawyer. Last verified: 2026-10-19. Report a correction

What the law says

Requirement coverage

Earliest grade covered: Not specified
Grade range: No grade or grade range is named

Describes the instruction requirement found in law, not the standards. It may reach at least one grade before ninth (the earliest grade is shown, and some start only in grade 6 or 7), no grade at all (not specified), or high school only. \u201cOffer courses\u201d means the law says districts must offer the courses or instruction, not that every student must receive it.

Grades K-8

Grades where K-8 content was confirmed: K, 1, 2, 3, 4, 5, 6, 7, 8
Standards document: 2022 K-12 Louisiana Student Standards for Social Studies (2022)
Required by law: Not determined
Delivery: Embedded in another subject
Assessed: Not determined
Funded: Not determined

LAC 28:CXV.2305(B) (Bulletin 741, LAC edition Feb. 2026) applies to 'each public school student' and permits integration into an existing course; it sets no grade bands and no minimum time. Standards K.14 and 3.18 are the personal finance items; grades 1, 2 and 4-8 contain no personal finance standard (grade 2.14 refers to planning for the future for career goals only). The current text of R.S. 17:270 contains no K-8 instruction requirement. Assessment and funding were not found. The grade list reflects the rule's all-student wording, not grade-specific standards.

Grades 9-12

Graduation requirement: Yes
Course length: One unit (Financial Literacy)
Effective date: Not stated

R.S. 17:270(B)(1); amended by Acts 2023, No. 267 and Acts 2025, No. 48. LAC 28:CXV.2318-2319 list financial literacy as a one-unit course; effective dates not read.

What’s missing for K-8

The sources reviewed show a requirement to provide personal-finance instruction that names no grade, so it is not confirmed to reach K-8.

Pending bills

No pending bills were identified. This is not an exhaustive legislative search.

How to read the status

Status key

Requirement before grade 9: A statute or rule requires financial education and reaches at least one grade before ninth. Some start only in grade 6 or 7; the earliest grade is shown with the label.
Requirement, grades not specified: A statute or rule says students shall receive financial-literacy instruction but names no grade, so it is not confirmed to reach K-8.
K-8 standards only: State standards name a personal-finance concept at two or more K-8 grade levels, but no requirement to teach it was found.
No K-8 personal-finance standards found: A high school requirement exists, but no requirement for any grade before ninth and no K-8 standards naming a personal-finance concept at two or more grade levels were found. This describes what was found, not proof that none exist.
Study or pilot only: A task force, study, pilot, or unfunded permission exists, without a requirement.
None found: No state-level requirement or standards were found. The searches run are recorded.
Under review: Not yet confirmed. Sources found so far are shown and no status is stated.
Research in progress: This state has not been researched yet.

Sources

Louisiana State Legislature. La. R.S. 17:270(B)(1). Primary source. Retrieved 2026-10-19.
“Each student shall successfully complete a one-unit Financial Literacy course as a requirement for high school graduation.”
Louisiana State Legislature. La. R.S. 17:270(C). Primary source. Retrieved 2026-10-19.
“shall establish and maintain a clearinghouse for instructional materials and information regarding model financial education programs and best practices.”
Louisiana Department of Education. 2022 K-12 Louisiana Student Standards for Social Studies, Kindergarten, K.14. Primary source. Retrieved 2026-10-19.
“K.14 Describe and compare reasons to save and spend money.”
Louisiana Department of Education. 2022 K-12 Louisiana Student Standards for Social Studies, Grade 3, 3.18. Primary source. Retrieved 2026-10-19.
“3.18 Describe the importance of personal financial decision-making such as budgeting and saving.”
Louisiana Office of the State Register (LAC Title 28 Part CXV). LAC 28:CXV.2305(B), Ancillary Areas of Instruction (Chapter 23, Subchapter A, Standards and Curricula); Office of the State Register LAC Title 28 Part CXV, listed Aug. 2026. Primary source. Retrieved 2026-10-19.
“Each public school student shall receive age- and grade-appropriate instruction in personal financial management”
Louisiana Office of the State Register (LAC Title 28 Part CXV). LAC 28:CXV.2305(B), Ancillary Areas of Instruction (Chapter 23, Subchapter A, Standards and Curricula); Office of the State Register LAC Title 28 Part CXV, listed Aug. 2026. Primary source. Retrieved 2026-10-19.
“based on the concept of achieving financial literacy through the teaching of personal management skills”
Louisiana Office of the State Register (LAC Title 28 Part CXV). LAC 28:CXV.2305(B), Ancillary Areas of Instruction (Chapter 23, Subchapter A, Standards and Curricula); Office of the State Register LAC Title 28 Part CXV, listed Aug. 2026. Primary source. Retrieved 2026-10-19.
“and the basic principles involved with income, money management, spending and credit, saving and investing,”
Louisiana Office of the State Register (LAC Title 28 Part CXV). LAC 28:CXV.2305(B), Ancillary Areas of Instruction (Chapter 23, Subchapter A, Standards and Curricula); Office of the State Register LAC Title 28 Part CXV, listed Aug. 2026. Primary source. Retrieved 2026-10-19.
“and the process and responsibilities, including repayment and default, of borrowing money to fund postsecondary education opportunities.”
Louisiana Office of the State Register (LAC Title 28 Part CXV). LAC 28:CXV.2305(B), Ancillary Areas of Instruction (Chapter 23, Subchapter A, Standards and Curricula); Office of the State Register LAC Title 28 Part CXV, listed Aug. 2026. Primary source. Retrieved 2026-10-19.
“Such instruction may be integrated into an existing course of study.”

Open items are being reviewed.

Two existing excerpts for 2305(B) did not appear verbatim in the extracted PDF text because of column interleaving; replaced with contiguous fragments. The 'Such instruction may be integrated' sentence is in the rule but is interleaved with other text so it is not quoted. A 2016 legislative digest (lead only, not fetched) indicates that prior law made this instruction permissive, so the mandatory wording sits in the rule text now in force. Held at needs_review on purpose: the rule is grade-neutral ('each public school student'), the same open reading as North Carolina G.S. 115C-81.65(a), and the dataset does not assign K-8 requirement by judgement alone. Held at needs_review on purpose: the verbatim operative sentence could not be quoted whole, so it cannot support the requirement_grades_unspecified status. What would settle it: a single-column official copy of LAC 28:CXV.2305(B) that quotes the whole sentence naming personal financial management. Settled on 2026-10-19: the Office of the State Register's Word copy of Part CXV (August 2026 index) is single-column, so the whole operative sentence is quoted verbatim in sections. Operative language: shall receive; no grade named; instruction may be integrated into an existing course. No BESE or Department guidance on grades, time, assessment or funding was found.

Suggested citation
CENTS. Louisiana: K-8 financial education. State-by-state review, v2026.10.19.5, October 2026. https://www.centscampaign.org/states/la