State review · Data version 2026.10.19.5 · October 2026

Wyoming

Requirement, grades not specified

Wyoming Statute 21-9-101(b) says each school district shall provide educational programs sufficient to meet content and performance standards in the common core of knowledge and skills, which includes life skills including personal financial management skills, and it names no grade or course. The currently adopted social studies standards include money, banking, savings and budgeting benchmarks at the end of grades 5 and 8.

Statuses come from published law and standards and an automated second check, not a lawyer. Last verified: 2026-10-19. Report a correction

What the law says

Requirement coverage

Earliest grade covered: Not specified
Grade range: No grade or grade range is named

Describes the instruction requirement found in law, not the standards. It may reach at least one grade before ninth (the earliest grade is shown, and some start only in grade 6 or 7), no grade at all (not specified), or high school only. \u201cOffer courses\u201d means the law says districts must offer the courses or instruction, not that every student must receive it.

Grades K-8

Grades where K-8 content was confirmed: K-2, 3-5, 6-8
Standards document: Wyoming Content and Performance Standards, Social Studies (2014 with 2018 Additions), as incorporated by Chapter 10 (effective 07/17/2024) and compiled in the 2025 grade-level compilations (2014/2018)
Required by law: Not determined
Delivery: Embedded in another subject
Assessed: Not determined
Funded: Not determined

The 2021-01 compilation named in the 2021 version of Chapter 10 is superseded: the current Chapter 10 (effective 07/17/2024) incorporates the 2014 with 2018 Additions social studies standards at edu.wyoming.gov, and the 2025 grade-level compilations (all adopted sets as of July 2025) repeat the same SS benchmarks. SS5.3.4 appears in the grade 3, 4 and 5 compilations and SS8.3.4 in grades 6, 7 and 8; SS2.3.1 (needs, wants, goods, services) in K-2; grade 1 and 2 math include coins and money word problems. Whether the grade-neutral 'common core of skills' in W.S. 21-9-101(b)(iii) is itself a K-8 requirement to teach personal finance is a judgement the text does not settle; status follows the standards. A proposed social studies standards revision is open for public comment on the WDE home page; a proposal does not change the status.

Grades 9-12

Graduation requirement: No
Course length: Not stated
Effective date: Not stated

W.S. 21-2-304(a)(iii)(D) lists three school years of social studies including economic systems and institutions; no personal finance course is listed. Local district requirements not checked.

What’s missing for K-8

The sources reviewed show a requirement to provide personal-finance instruction that names no grade, so it is not confirmed to reach K-8.

Pending bills

No pending bills were identified. This is not an exhaustive legislative search.

How to read the status

Status key

Requirement before grade 9: A statute or rule requires financial education and reaches at least one grade before ninth. Some start only in grade 6 or 7; the earliest grade is shown with the label.
Requirement, grades not specified: A statute or rule says students shall receive financial-literacy instruction but names no grade, so it is not confirmed to reach K-8.
K-8 standards only: State standards name a personal-finance concept at two or more K-8 grade levels, but no requirement to teach it was found.
No K-8 personal-finance standards found: A high school requirement exists, but no requirement for any grade before ninth and no K-8 standards naming a personal-finance concept at two or more grade levels were found. This describes what was found, not proof that none exist.
Study or pilot only: A task force, study, pilot, or unfunded permission exists, without a requirement.
None found: No state-level requirement or standards were found. The searches run are recorded.
Under review: Not yet confirmed. Sources found so far are shown and no status is stated.
Research in progress: This state has not been researched yet.

Sources

Wyoming Legislature. W.S. 21-9-101(b). Primary source. Retrieved 2026-10-19.
“Each school district within the state shall provide educational programs sufficient to meet uniform student content and performance standards”
Wyoming Legislature. W.S. 21-9-101(b)(iii)(F). Primary source. Retrieved 2026-10-19.
“Life skills, including personal financial management skills.”
Wyoming Legislature. W.S. 21-2-304(a)(iii)(D). Primary source. Retrieved 2026-10-19.
“Three (3) school years of social studies, including history, American government and economic systems and institutions”
Wyoming State Board of Education / Wyoming Department of Education. Wyoming State Board of Education Rules, Chapter 10, Section 2(b) (effective 07/17/2024). Primary source. Retrieved 2026-10-19.
“These skills may be integrated into the uniform student content and performance standards for the Common Core of Knowledge.”
Wyoming State Board of Education / Wyoming Department of Education. Wyoming State Board of Education Rules, Chapter 10, Section 3(a)(i). Primary source. Retrieved 2026-10-19.
“Every student shall be offered the opportunity to learn these standards.”
Wyoming Department of Education. Wyoming Social Studies Content and Performance Standards, SS5.3.4 (grades 3-5 benchmark), Grade 5 compilation of adopted sets as of July 2025. Primary source. Retrieved 2026-10-19.
“SS5.3.4 Explain the roles and effect of money, banking, savings, and budgeting in personal life and society.”
Wyoming Department of Education. Wyoming Social Studies Content and Performance Standards, SS8.3.4 (grades 6-8 benchmark), Grade 8 compilation of adopted sets as of July 2025. Primary source. Retrieved 2026-10-19.
“SS8.3.4 Explain or illustrate how money is used by individuals, groups, and financial institutions.”
Wyoming Department of Education. Wyoming mathematics standard 2.MD.8, Grade 2 compilation. Primary source. Retrieved 2026-10-19.
“2.MD.8 Solve word problems up to $10 involving dollar bills, quarters, dimes, nickels, and pennies”
Wyoming State Board of Education / Wyoming Department of Education. WY State Board of Ed. Rules Ch. 10, Sec. 3(a)(iii). Primary source. Retrieved 2026-10-19.
“Districts shall provide content area instruction to all students within the indicated grade level or grade band, with the exception of those areas marked Elective.”

Open items are being reviewed.

Chapter 10 effective 07/17/2024 read in full; it supersedes the 2021 version cited previously, so the earlier Chapter 10 excerpts were replaced. All nine K-8 grade compilations fetched and scanned. The excerpts for the earlier 2018 social studies PDF were dropped in favour of the current grade compilations, which contain the same benchmark text. Held at needs_review on purpose: the statute is grade-neutral and names the skill as part of what programs must provide, the same open reading as North Carolina and Louisiana. What would settle it: a Wyoming Department of Education or State Board statement of what the common core of skills requires in grades K-8, or a rule naming grades. Coded requirement_grades_unspecified under the 2026-10-19 methodology: operative language (shall provide programs) naming the skill, with no grade. The independent reviewer judged this reading arguable; Chapter 10 says these skills may be integrated into the content standards. What would settle K-8 scope: a Wyoming Department of Education or State Board statement of what the common core of skills requires in grades K-8.

Suggested citation
CENTS. Wyoming: K-8 financial education. State-by-state review, v2026.10.19.5, October 2026. https://www.centscampaign.org/states/wy