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State review · Data version 2026.10.19.5 · October 2026

New Mexico

K-8 standards only

New Mexico's social studies rule (6.29.11 NMAC) sets performance standards for personal financial literacy in every grade from kindergarten through eighth grade, within the economics and personal financial literacy strand. State law for high school lists a government and economics and personal financial literacy course among the social science units in a bill text that was read as a bill version; no separate K-8 instruction mandate was found.

Statuses come from published law and standards and an automated second check, not a lawyer. Last verified: 2026-10-19. Report a correction

What the law says

Requirement coverage

Earliest grade covered
Not confirmed
Grade range
The text could not be read

Describes the instruction requirement found in law, not the standards. It may reach at least one grade before ninth (the earliest grade is shown, and some start only in grade 6 or 7), no grade at all (not specified), or high school only. \u201cOffer courses\u201d means the law says districts must offer the courses or instruction, not that every student must receive it.

Grades K-8

Grades where K-8 content was confirmed
K, 1, 2, 3, 4, 5, 6, 7, 8
Standards document
Social Studies standards, 6.29.11 NMAC (economics and personal financial literacy strand) (2022)
Required by law
No
Delivery
Embedded in another subject
Assessed
Not determined
Funded
Not determined

The rule applies to all public schools and states what students shall demonstrate in each grade; the personal financial literacy performance indicators sit inside social studies. No statute or rule found that separately requires a financial literacy course or instruction time in K-8 (Section 22-13-1 NMSA was not read).

Grades 9-12

Graduation requirement
Not determined
Course length
Not stated
Effective date
2025-2026 school year (students entering ninth grade)

HB 171 (2024), read as a bill version and not confirmed as enacted from a non-bill source, would amend Section 22-13-1.1 NMSA. Its text lists a government and economics and personal financial literacy course among four units in social science, says financial literacy shall be offered as an elective, and lets a financial literacy course qualify for a mathematics unit. A standalone financial literacy course is not required by this text.

What’s missing for K-8

  • State standards name personal-finance concepts at two or more K-8 grade levels, but the sources reviewed did not show a requirement to teach them.

Pending bills

No pending bills were identified. This is not an exhaustive legislative search.

How to read the status

Status key

Requirement before grade 9
A statute or rule requires financial education and reaches at least one grade before ninth. Some start only in grade 6 or 7; the earliest grade is shown with the label.
Requirement, grades not specified
A statute or rule says students shall receive financial-literacy instruction but names no grade, so it is not confirmed to reach K-8.
K-8 standards only
State standards name a personal-finance concept at two or more K-8 grade levels, but no requirement to teach it was found.
No K-8 personal-finance standards found
A high school requirement exists, but no requirement for any grade before ninth and no K-8 standards naming a personal-finance concept at two or more grade levels were found. This describes what was found, not proof that none exist.
Study or pilot only
A task force, study, pilot, or unfunded permission exists, without a requirement.
None found
No state-level requirement or standards were found. The searches run are recorded.
Under review
Not yet confirmed. Sources found so far are shown and no status is stated.
Research in progress
This state has not been researched yet.